Is life stressing you out?
If so, maybe this will chill ya’ out:
Is life stressing you out?
If so, maybe this will chill ya’ out:
As you know, I think new cars are a fantastic invention… so much so I sell advice on how to get ’em on the cheap.
In particular, I am looking to get a closeup view of this new Infiniti QX50 – it has the option to drive itself: The new QX50 was a no show… here is what it looks like:
One coup on my radar screen is the new 2017 BMW 235i:
The 2017 Ford Mustang GT is getting rave reviews from the press:
The Infiniti Q50 Red Sport not only looks great, but it is a surprisingly affordable car to lease:
For the classic American sports car, this 2017 Chevrolet Camaro might fit the bill:
This 2017 Mazda CX-5 Grand Touring small crossover is well anticipated:
Dollar for dollar, The Toyota RAV4 Limited is my favorite allaround car available:
And the 2017 Infiniti QX60 got a refresh – a way better infotainment center stack and more power in its engine:
The following cars lease well and hold their value well, too:
2017 Chevy Silverado 1500
2017 GMC Yukon Denali
2017 Honda Pilot
2017 Jaguar XE (imagine that, a Jag that holds its value… good to see)
2017 Jeep Cherokee Unlimited Sahara (I am normally not a fan of Jeeps, but this impressed me)
2017 Jeep Cherokee Limited
2017 Toyota Highlander Limited Platinum
2017 Lexus -RX-350 F-Sport (SWEET SWEET car)
And if money is no object, just get this:
2017 Mercedes Benz GLE Class
Are you here because you are using my KTL AT-Home Car Buying & Leasing System and need a disposable email account?
Since my system relies exclusively on getting a new car via email…
You are going to get a lot of emails from car dealerships.
And much of this email is junk.
They will add our email address to their spam system. And they will email us for life with crap.
I use Google’s Gmail as a temporary email address. I find Gmail is the best free throw away email service out there right now.
So, whenever we contact a new car dealer, we give them our Gmail temporary address.
When they send us emails, we can see it… just like we see our regular email…
But, it shields our real email address at the same time.
Creating a new email address is super fast and easy:
Step #1: Register with Gmail
Step #2: Tell Gmail about you
Submit your personal information to Gmail.
Our email address is exactly based on the username we supply to Gmail…
So, if we say our username is:
Gmail is going to create and format an email address for us as:
And when it asks for our “current email address”, I am comfortable linking to my real address. Gmail uses this as a password recovery in case we forget our throw away email account’s login information.
Step #3: Agree to the Terms of Service
I hit the [I agree] submit button without reading through this…
Because the reality is we no longer have any privacy.
The good news here is we do not need privacy as this is a temporary, throw away account for us.
Step #4: Skip the Gmail tour
We are one step away from creating our throw away email account:
Click the [Continue to Gmail] submit button to access Gmail’s dashboard (and tour):
We want to skip the tour (by clicking the X in the top, right-hand section):
Step #5: Complete inbox setup
In less than 60 seconds, Gmail has created a new throw away email account for you…
We want to close the “Setup Progress” (click the the X in the top, right-hand section)…
Then click the gear/sprocket icon to open Gmail’s settings:
Then click the [Configure Inbox] option:
And uncheck the “Social” and “Promotions” checkboxes.
Click the [Save] submit button.
And now you are finally at the Gmail dashboard – ready to use when email new car dealers:
If you are ready to lease a new car at a dealership and HATE the entire process, I have great news for you…
Let us talk about the dirty tricks and lies we are told by the new car industry…
Why do car salespeople lie to us… bully us – even stalk us on their car lot?
The answer is simple:
Car salespeople have been trained to psychologically wear us down.
Here is the proof. The sign hangs at virtually every car dealership (yet hidden from us):
It is not unusual to spend over 5 straight hours at a car dealership…
This is not accidental…
In fact, nothing about the car-buying process is left to chance.
Because for most of us, getting into a new car is the second most expensive bill in our life (behind a home).
And since there is so much money at stake, car dealers use every trick in the book to get us to pay them the most amount of money.
Profit is their ultimate prize.
And we are steak on the table – ready to be devoured.
Car dealers use these 3 basic schemes to trick us into buying their cars to gain the most profit from us:
Trick #1: misleading invoice price
We are led to beLIEve that the Internet helps us get the best deal on a new car.
But car dealers are sophisticated marketers. They use weaponized marketing schemes to trick us into thinking we are savvy shoppers.
They want us to think we drove home in a new car and got a BARGAIN.
(If only this was really true).
The trusted truth is car manufacturers are in cahoots with car research sites like Edmonds and TrueCar. And these sites “reveal” each car’s invoice price…
We think this is the lowest price, but they are not…
Because we can usually save at least 12 to 15% more than the lowest “invoice” price without their help.
In fact, if we go back to 1993 (when “invoice” pricing first showed up to the public)…
A BMW 7-Series Sedan showed an invoice price of 18.2% lower than the sticker price. Today, that same invoice price is just 8% less.
A Honda Accord had a 1993 invoice price of 16% lower than the sticker price. Today that same invoice price is just 8.5% less.
In 1993, The Infiniti Sedan had a 20% invoice price lower than sticker. Today, it is just 7.4% less.
The same 20% invoice price for a 1994 Lexus Sedan is just 8% today.
I could go on and on.
The bottom line is car manufacturers are slowly closing the gap between the “invoice price” and the full sticker price. This is a deliberate move to trick us into paying more money for less car.
Yet most people still think the “invoice price” is what a dealer pays for their inventory. They do not. Car dealers pay a heck of a lot less for their inventory.
Trick #2: Hypnotic spells
From the time we visit a dealership until the moment we drive our new car off the lot, we are under the dealer’s magical spell.
Every single second of the car-buying process is a carefully choreographed charade to funnel us to the F&I office.
(F&I stands for Finance and Insurance.)
This is where we sign the contract and buy stuff we really do not need (like pinstripes, fabric protection – even VIN window etching).
The average car dealership gets a 30% “conversion”. That means for every 100 people who visit the dealership and say, “I am just looking”, 30 will buy or lease a car… usually the same day.
And the VAST majority of these new car buyers is going to pay thousands of extra dollars unnecessarily…
They are literally giving the car dealership thousands of extra dollars and getting nothing back in return.
Not only will we buy stuff we will never use (like extended warrantees)… but we will significantly overpay for stuff (like GAP insurance) that can be had for pennies on the dollar elsewhere.
Trick #3: “Emotion porn”
Emotion is the devil’s best friend…
When we make financial decisions based on emotion, we ALWAYS pay more money for stuff.
There is no exception.
The entire car buying process relies on us making poor emotional decisions.
Most people dream about driving a certain car. This is VERY emotional…
We IMAGINE what other people think seeing us drive a shiny new car. Again, very emotional.
But when we make logical decisions instead of emotional choices, we get FAR more car for less money.
To win the car shopping game, we need to turn the tables on new-car dealers…
Instead of being led like a puppy into a showroom for more than 5 hours, it is best to email car dealers without leaving our home.
Because stepping into a dealership is a surefire recipe to make poor buying choices.
Instead of getting into a new car when “we are in the mood”, waiting a week or so can save us thousands of dollars…
Because timing is everything. I find getting into a new car on a Wednesday gives us the best deal…
Most people try negotiating the best price for a new car with each dealership. We play their insulting back and forth pricing game. This is EXACTLY what they want us to do. And even if we think we got a “great deal”, we probably paid thousands of dollars more than we had to…
Instead, it is best to “flip” the game in our favor…
I created a leasing blog that talks all about this stuff. This includes:
– how to lower monthly payments to obscenely low levels (1% of the MSRP)…
– how to get the biggest lease incentives, discounts and rebates…
– how to always get a $0 cash down, sign and drive lease…
– how to get the dealership deliver our new car to our home or office – even a Starbucks.
I call it the KTL USA At-Home Leasing System:
A little over a month from now, I will be vlogging daily. (Stay tuned here for an announcement).
And while I am a good storyteller, my video efforts are average.
Yet my videos will look as if they were shot by professionals in the moviemaking business.
And I have no film crew – everything is shot by me.
So how will I pull it off?
We all know razor blades do not last more than a few weeks at a time.
But a low-cost hack extends the life of our razor blades from weeks to months…
All we need is a spray bottle, rubbing alcohol and a bath towel…
Check out this video to see how to keep razor blades sharper longer:
dPrescription drug companies spent hundreds of billions of dollars on advertising.
And all are required to list their medication’s side effects in each ad.
Yet the vast majority of people have no idea of the side effects of these popular legal medications.
So as a public service, I thought I would track down the top 100 prescription drugs sold and reveal their side effects:
There is a popular concern floating around that “natural flavors” is made up of beaver anus discharge.
Before I confirm (or debunk this)…
Over the last 30 years, I have searched high and low for AMAZING kitchen tools to help me cook faster, safer and more delicious foods.
Most of these tools are not found in local stores or at the mall…
But the good news is they are all available at Amazon.com at super low prices.
Here are my favorite kitchen tools and equipment:
Dog barking is natural.
Barking is an important means of communication for our dogs.
It could signal it is time to go on the offensive, get our attention, are stressed, bored or even lonely.
Usually, dogs bark because they are not happy about something. And they are looking for help.
But dog barking is annoying to our neighbors and even the person delivering the mail.
I tracked down 29 sources and ask for their best tips to stop dog barking: