18 lottery winners – the surprising truth about the Lotto

Get this: the average lottery player spends $700.00 a year.

The average lottery player spends $700.00 a year.

But even if we win, the odds of happiness are against us.

Most lottery winners become unhappy and broke.

Because most people are not used to winning huge amounts. And they spend it foolishly.

Dave Ramsey claims the divorce rate among lottery winners is four-fold the national average.

Also, 65% of lottery winners are bankrupt within 15 years.

Continue reading 18 lottery winners – the surprising truth about the Lotto

How to treat poison ivy at home

If you ever caught poison ivy (or poison oak or poison sumac), you know it can lead to weeks of itchy pain and suffering.

But don’t fret… I stumbled upon a fix that 100% eliminates the scratch and rash almost instantly.

Continue reading How to treat poison ivy at home

29 fast & easy ways to save money on gasoline in America

A day before 9/11/2001, the price for a gallon of gasoline in my neck of the woods was $1.16 a gallon.

Ah, the good ol’ days, right?

With gas prices zooming higher and higher, it’s more important than ever to drive smarter to lessen the pain of high gas prices. And since gas hardly ever goes on sale, we need to be crafty to keep its cost in line.

Here are my observations on how to save on gas prices:

Continue reading 29 fast & easy ways to save money on gasoline in America

29 top Altucher truisms to help us be better free agents

I am a big James Altucher fan.

It was an instant bond.

I consider him my secret mentor.

I first got hooked when I saw James’ thoughts on NOT going to college mirrored my views.

Since then, I have read (and listened to) most of the Altuchers’ audios, video interviews and articles.

Here are my favorite 29 Altucher truisms below: Continue reading 29 top Altucher truisms to help us be better free agents

Inflation in the United States of America – is it real?

The doomers and gloomers are wrong again…

Because the U.S. dollar continues to hold its purchasing power.

For the exception of a percentage of staple goods (like bread, meat and gas)…

Most products or services have either held steady in price (or even declined).

Here are many examples:

Toys have plummeted in price – 44.4% over the last decade.

The cost to clothe the family has dropped 11 percent during the past decade.

Watches have fallen 6.2% in price over the last 10 years.

The price for sporting goods have remained flat for decades.

I still get sneakers for $36 – been doing so since the 1980s.

Televisions plummet in price year after year (while getting bigger and offering more features).

Dishwashing machines cost about the same today as they did a decade ago. Same with washers, dryers and hot water heaters – even air conditioners.

Almost everything we can buy at IKEA is about the same price today as it was 10 years ago.

The average price of new cars and trucks has dropped 6.6% over the last 10 years. And new cars come standard with air bags, backup cameras and much, much more at no extra charge.

Ten years ago the average price of gas here in the States was $2.79. This morning, I paid the exact same price per gallon. And last winter I paid even less – a full dollar-per-gallon less.

My first computer printer was $6,500. My last cost me $24 (and that included ink).

Rent a movie for a day from Blockbuster a decade ago for $2.99. That same movie rental at Redbox today is 99 cents.

I get organic bananas from Trader Joes at 29 cents a pound. It has remained that low for 17 straight years.

Of course, almost all electronics fall drastically in price over time.

The Federal Individual Income Tax Rate is still the same. It has been so since 1999 (16 straight years).

I could go on and on.

And get this: the average American wage has tripled over the last 30 years.

The purchasing power in America is strong – heck, even homeless people have iPhones these days.

So why are so many experts and talking heads scaring us about the falling dollar?

Here is why:

Most Americans spend what they earn.

And since they are earning more than ever, they are buying more stuff than ever.

Just look around your home…

Look at how much more you probably have today compared to just 10 years ago.