How to instantly exchange (most) gift certificates for cash

Do you have gift cards that are wasting away in your drawer unused?

The good news is we can trade them in for cold hard cash.

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What is the real-time price of Bitcoin right now in cash?

1 Bitcoin current equals:


And here is the price of Bitcoin over time (year over year):




This disposable income chart from the Fed might shock you

One way to check the health of the economy is to track disposable personal income.

Calculating disposable personal income is simple:

DI = PI – PT

Disposable income (DI) is the net amount leftover when Personal Taxes (PT) is subtracted from Personal Income (PI).

Here in the States, disposable personal income per capita has been climbing since the 1960s:

real disposable personal income per capita

Here is a state-by-state chart of disposable income:

Continue reading This disposable income chart from the Fed might shock you

18 lottery winners – the surprising truth about the Lotto

Get this: the average lottery player spends $700.00 a year.

The average lottery player spends $700.00 a year.

But even if we win, the odds of happiness are against us.

Most lottery winners become unhappy and broke.

Because most people are not used to winning huge amounts. And they spend it foolishly.

Dave Ramsey claims the divorce rate among lottery winners is four-fold the national average.

Also, 65% of lottery winners are bankrupt within 15 years.

Continue reading 18 lottery winners – the surprising truth about the Lotto